Can a neighbour claim compensation for tree damage?

Damage Caused by Trees. If your neighbour’s trees have caused damage to your property, for example if the roots of their trees have damaged the foundations of your house, you may have a claim against them for compensation.

Who is responsible for damage caused by neighbours?

If a water leak, for example, is caused by your upstairs neighbours, the responsibility for rectifying the damage falls to your landlord, who should act as quickly as possible.

Can you make a claim on your neighbour’s insurance?

You may be able to make a claim on your own insurance – or even seek compensation in civil court. However you may find that either option is more expensive than the cost of the repair, and that it makes more sense to fix things out of your own pocket.

Can you sue your neighbour for damage to your property?

Where your neighbour’s actions have caused damage to your property, it may be worth considering claiming on your buildings policy, leaving your insurance company to chase your neighbour. You may still end up paying the excess on your policy. If your neighbour is at fault, you may be able to sue them for this in the small claims court.

If a water leak, for example, is caused by your upstairs neighbours, the responsibility for rectifying the damage falls to your landlord, who should act as quickly as possible.

What kind of insurance do I need if my neighbour damaged my property?

In most insurance policies it’s unlikely you’ll see specific wording relating to damage caused by neighbours, although generally it will be covered under most insurance policies. An example of this would be ‘escape of water cover’ which would usually cover your property even if the damage was caused by your neighbour.

Can a neighbour refuse to pay for repairs?

Disputes about payment in cases of accidental damage are unfortunately common. If you believe your neighbour is responsible and they disagree, or if they refuse to pay for repairs despite admitting responsibility, this impasse could end up costing you. If talking the situation through won’t solve it, further recourse is available.