Is your car still insured if someone else drives it?

Is your car still insured if someone else drives it?

Usually, yes — your car insurance coverage should extend to anyone else driving your car. So if you lend your car to your best friend, your sister or even your second cousin, your insurance is most often the insurance that will pay in the event of an accident.

What happens if my adult child drives my car?

If your adult child, or anyone else for that matter, drives your car, the driver is covered by your auto insurance policy.

Can a uninsured adult drive a car?

Uninsured Adult Children. Adult children who don’t have their own auto insurance will still be covered under your policy if they’re driving your car. However, your coverage may be reduced. When a driver who’s not listed on the policy gets into a car accident, their insurance typically kicks in first.

Do you need auto insurance for an adult child driving a car?

If, however, you allow your adult child to drive an insured car, she’ll typically be covered under your policy. Adult children who don’t have their own auto insurance will still be covered under your policy if they’re driving your car.

Why are adult children living at home driving you crazy?

These old patterns will also hurt your efforts to maintain a strong and healthy relationship while they are home. One of the most common patterns parents and children fall back into is the over-functioning parent and the under-functioning child. This happens when you do too much for your kids, which results in your children doing too little.

If your adult child, or anyone else for that matter, drives your car, the driver is covered by your auto insurance policy.

Uninsured Adult Children. Adult children who don’t have their own auto insurance will still be covered under your policy if they’re driving your car. However, your coverage may be reduced. When a driver who’s not listed on the policy gets into a car accident, their insurance typically kicks in first.

If, however, you allow your adult child to drive an insured car, she’ll typically be covered under your policy. Adult children who don’t have their own auto insurance will still be covered under your policy if they’re driving your car.

Can a parent be held liable for an adult son’s car accident?

Not unless he is an incompetent driver and you let him drive anyway. * This will flag comments for moderators to take action. No, you cannot be held liable for your adult son’s accident, UNLESS the car he was driving was registered to you.