Where can I find Portfolio Recovery Associates lawsuits?

Where can I find Portfolio Recovery Associates lawsuits?

Portfolio Recovery Associates or PRA is a debt buyer out of Virginia which files about 100 lawsuits a week in Alabama courts. Most are filed in Small Claims and District Courts but a good number are filed in Circuit Court as well.

What happens if you get garnished by Portfolio Recovery?

It will accumulate interest on you. It will show up on your credit report. Your wages can be garnished up to 25% by Portfolio Recovery. And your bank accounts can be drained (garnished). It doesn’t matter if you need the money to pay your rent, your mortgage, your health insurance, buy food, etc.

Why is Portfolio Recovery Associates considered a predatory company?

As with many other companies in the debt buying industry, it is widely considered to be a predatory company that prospers in direct proportion to the degree that consumers fail to respond to unsubstantiated collection lawsuits, as corroborated by legal enforcement activity against the company in 2015 by the Consumer Financial Protection Bureau.

When did Portfolio Recovery send letters for collection?

Now four years later Portfolio recovery has sent letters for collection. Since the bankruptcy was dishonest does it count toward tolling of the debt or will the late payments actually remain when last actual payments were made in Oct-December of 2012, which I hope is the case since the SOL is at 4 years soon.

How to respond to civil summons from Portfolio Recovery?

Read your court’s rules of civil procedure. You will use those rules throughout the case. Here’s a couple of threads from this site that are extremely helpful. In the second link, just replace the words “Midland Funding” with “Portfolio Recovery”. They’re both debt buyers.

When to file a judgment against Portfolio Recovery Associates?

That means, without your input, the court will give Portfolio Recovery Associates a judgment against you for the full amount it is asking for. Portfolio Recovery Associates can seek a judgment against you as soon as you blow the 30-day deadline.

As with many other companies in the debt buying industry, it is widely considered to be a predatory company that prospers in direct proportion to the degree that consumers fail to respond to unsubstantiated collection lawsuits, as corroborated by legal enforcement activity against the company in 2015 by the Consumer Financial Protection Bureau.

Now four years later Portfolio recovery has sent letters for collection. Since the bankruptcy was dishonest does it count toward tolling of the debt or will the late payments actually remain when last actual payments were made in Oct-December of 2012, which I hope is the case since the SOL is at 4 years soon.