How do I get a CCJ removed after 4 years?

You can ask the court to set aside the CCJ by filling in form N244. You’ll probably have to pay a fee for your case to be looked at again. If the court agrees that you don’t owe the money, your CCJ will be removed from the Register. Removing the entry could take up to 4 weeks.

Can I get a CCJ removed from my credit report?

If you pay the CCJ in full within a month of the judgment, you can apply to have the CCJ removed from the public register and from your credit file. If you pay off the CCJ more than a month after the judgment, you can’t remove it from the register, so it’ll appear there for six years.

How do you check if CCJ has been removed?

If a court sets aside a judgment, they will notify us to remove the judgment from our public register. You can check if a CCJ has been set aside by using our case number search on TrustOnline.

Who was wrongly issued with a CCJ by the court?

I was wrongly issued with a CCJ by the court which ended up… I was wrongly issued with… I was wrongly issued with a CCJ by the court which ended up with me loosing my favourable mortgage rate approximately 2-3 years. Ago. After much correspondance they have written to me accepting responsibility blaming the courts clerk.

How much money have I lost due to CCJ?

Incidentally this has now been removed however it has caused me much distress, sleepless nights and I’ll health not to mention a financial loss to date of approximately £25k which will continue to increase.

How long does a CCJ stay on your credit report?

A CCJ and will remain on your Credit Report for six years from the date of issue unless it is paid within the first month regardless of whether the debt is subsequently settled. In extreme cases, where a CCJ remains unpaid, the lender can request a charging order on the value of your home, payable upon sale of the property.

When does a CCJ need to be set aside?

Under rare and exceptional circumstances, a CCJ may be “set aside” if it was found to be issued as a result of a mistake, such as the court summons being sent to the wrong address, but not as a result of the debtor not updating the creditor with their new address.