What happens when a claim is made against you?

Following an accident, the other driver(s) may decide to make a third party claim against your insurance. This means they believe the collision was your fault, not theirs. If you agree that the incident was indeed your fault, your insurer will handle everything moving forwards – there’s nothing else for you to do.

What happens if someone makes a claim against you for a car accident?

If someone makes a claim against you because they believe you were at-fault in a car accident and you have either third party property or comprehensive car insurance, you will need to decide whether to make a claim on your insurance policy. If you decide to make a claim, your insurance company will handle the claim for you.

Do you have to make a claim against the other driver?

If you have third party insurance. You should make a claim against the other driver and allow the insurer to decide who is responsible for the accident. If they say you are responsible you’ll have to pay for repairs to your own vehicle.

What to do if your car is written off after an accident?

If you have an accident in an older car with minor damage, you may decide not to claim on your insurance in case the car is written off. Then you can get the car repaired yourself and keep it. If you do claim on your insurance and your car is declared a write off, you could ask the insurance company how they work this out.

Can a no win no Fe car accident claim be made?

If we conclude after discussing your car accident injury that you do have a good claim for car accident compensation and we take your claim on by way of a No Win No Fe agreement there are a number of actions that need to be taken to proceed.

Is there a car accident claim against me?

It went quiet for a while then yesterday the insurance rang again and said that this other party were still pursuing the claim for damage and for injury. I just kept saying I had no idea what it was about as I hadnt been in any accident or collision.

Is there a way to settle a car accident claim?

Negotiating can be a frustrating process, but it’s the only way to settle a car accident claim. The company may ask you to settle the car insurance claim before repairs are made. They may try to argue that the accident was partially or entirely your fault, or that you haven’t provided enough evidence—but don’t let it get to you.

When did someone claim collision with my car?

I have had a letter from my car insurers saying that someone has made a claim that my car was in a collision with them at the beginning of August.

What happens if you have a car accident that was not your fault?

Your car insurance rates aren’t necessarily going to increase at renewal time if you make a claim under your own insurance policy for an accident that wasn’t your fault. Most state laws prohibit insurers from surcharging policyholders or raising their premium rates for accidents in which they weren’t at fault.