Can identity theft go unnoticed?

Being able to use stolen data for extended periods of time is one of the reasons identity thieves often target children. In addition to generally having clean credit, children don’t usually apply for credit until college or when they’re ready to purchase a car, meaning the crime can go undetected for years.

How do you commit identity theft without getting caught?

Your gateway to success: 4 EASY steps to committing fraud without getting caught (parody)

Have an untraceable physical presence.
Have an untraceable online presence.
Make micro-transactions.
The most important rule of defrauding (and, I guess, life in general): Keep going.

What can be the results if your identity is stolen?

Damaged credit: If an identity thief steals your Social Security number (SSN), opens new accounts in your name and never pays, it could ruin your credit history. Not only can this impact your ability to get credit, but it can also hurt your job prospects and increase your auto and homeowners insurance premiums.

What do you need to know about identity theft?

Go to your local police office with: A copy of your FTC Identity Theft Report. A government-issued ID with a photo. Proof of your address (mortgage statement, rental agreement, or utilities bill) Any other proof you have of the theft—bills, Internal Revenue Service (IRS) notices, etc.

Where do I go to report identity theft?

You can report identity theft at IdentityTheft.gov. The information you give will go into a database that law enforcement uses for investigations. You can create an affidavit that has the details of your identity theft, and get pre-printed letters and forms to send to businesses and creditors.

What does it mean when someone steals your identity?

Identity (ID) theft happens when someone steals your personal information to commit fraud. The identity thief may use your information to fraudulently apply for credit, file taxes, or get medical services.

How to avoid identity theft while away from home?

Collect mail every day. Place a hold on your mail when you are away from home for several days. Pay attention to your billing cycles Billing Cycle: the number of days between statements on a regularly recurring bill. . If bills or financial statements are late, contact the sender.

What to do if you suspect identity theft?

Order free copies of your credit report from each of the national credit reporting bureaus over the next several months. Check these credit reports and your bank account for any unexpected changes. Be alert for other signs of identity theft. If you suspect someone is misusing your information, take steps to limit the damage.

How can identity thieves get your credit report?

Obtaining Your Credit Report Some identity thieves obtain a copy of your credit report by posing as your employer or rental agent. This gives them access to your credit history including your credit cards numbers and loan information.

How to report identity theft to the FTC?

You also need to file a complaint at ftc.gov/complaint or by calling 1-877-438-4338. The police report and the FTC complaint together make up your identity theft report. That’s what you’ll use to begin clearing up your credit.