How long does TPD discharge last?

It typically takes less than 30 days to complete our review of the TPD discharge application. If your discharge application is incomplete or if a physician’s response is held up, these can cause delays in the review process.

What happens after the 3 year post-discharge monitoring period?

You will then be subject to a 3-year post-discharge monitoring period that begins on the date the discharge is approved. If you don’t meet the requirement at any time during the 3 year monitoring period, your loans will be reinstated.

How long does a TPD claim take to process?

How long will my TPD claim take? After you send the claim forms to the fund/insurer, it can take anywhere from 3 to 12 months for a decision to be made on your claim.

How is TPD paid out?

With a TPD policy, you generally receive a payout as either a lump sum or an income stream. Most policies have a waiting period before a payment is made, with common waiting periods being either three months or six months continuous absence from work. Some illnesses and injuries do not require a waiting period.

How long does it take to process a TPD claim?

What happens when you get a tpd discharge?

If you receive a TPD discharge, you will no longer be required to repay your loans or complete your TEACH Grant service obligation. This section explains more about TPD discharge.

What happens when you get a total and permanent disability discharge?

If you are totally and permanently disabled, you may qualify for a total and permanent disability (TPD) discharge of your federal student loans or TEACH Grant service obligation. If you receive a TPD discharge, you will no longer be required to repay your loans or complete your TEACH Grant service obligation.

How long does total and permanent disability ( TPD ) last?

Can be expected to last for a continuous period of not less than 60 months. Each option for showing that you are totally and permanently disabled has specific requirements for the supporting documentation that you must submit with your TPD discharge application. To review the supporting documentation requirements, click here.

How does Nelnet help with the TPD discharge process?

Nelnet assists the U.S. Department of Education (called “the Department” throughout this site) in administering the TPD discharge process. Nelnet manages this site and communicates with borrowers on behalf of the Department concerning TPD discharge requests.

When to apply for total and permanent disability ( TPD ) discharge?

If you recently received a letter from Federal Student Aid indicating that you may be eligible for Total and Permanent Disability (TPD) discharge, please reference our FAQs for additional information about applying or how TPD discharge may affect social programs you may be participating in. Read FAQs »

Who is the company that discharges people with TPD?

Nelnet manages this site and communicates with borrowers on behalf of the Department concerning TPD discharge requests.

When is post discharge monitoring no longer required?

You may have received a letter from us informing you that post-discharge monitoring annual earnings documentation is not required from March 13, 2020, through the end of the COVID-19 emergency relief period. If so, no action is needed from you. Please refer to Federal Student Aid’s TPD page and their coronavirus page for more details.