Can a county court Judgement be removed?

If you pay the CCJ in full within a month of the judgment, you can apply to have the CCJ removed from the public register and from your credit file. Once the court has evidence you’ve paid the CCJ within a month they’ll contact the Registry Trust to remove the judgment from the public register.

How does a CCJ get removed from the Register?

The Registry Trust keeps a Register of all CCJ’s. The courts update the Registry Trust every time a CCJ is issued. When the court notifies the Registry Trust that a CCJ has been paid within a month, the CCJ is completely removed from the Register. It’s as though it was never entered in the first place.

Can a credit repair company remove a CCJ?

This may make it easier for you to obtain credit with some lenders. Credit repair companies claim to be able to clear debt records, usually by applying to cancel a CCJ. This approach is often expensive and does have an element of risk, so act on the side of caution when considering a credit repair company. Need emergency debt help?

When does a CCJ go off your credit record?

Although a CCJ can appear on your credit record within a day or two of the judgment, if you pay it off within a month, and the court knows that, then it will be taken off again.

What happens if you dont tell the court about a CCJ?

If they don’t do that, then the court won’t know and so they won’t update the Registry Trust. So, when you pay, you should ask the claimant to confirm that they have actually told the court. Otherwise, the CCJ will remain on the Register. If the claimant doesn’t tell the court, you can tell the court yourself.

Can a CCJ be removed from your credit file?

CCJs relating to insurance claims can only be removed from the credit files of consumers, not limited companies.

How can I get a CCJ judgement set aside?

To have a CCJ set aside, you will need to contact the court that issued the judgment. They will ask you to fill out an N244 form explaining the reasons you believe the judgment should be set aside, enclosing a £255 court fee. You may be entitled to help with fees. For more information see here.

When to remove a judgment from the registry?

Once the court notify us that a judgment has been cancelled, we will remove the judgment from our register and notify the credit reference agencies to remove the judgment from their files. What if my CCJ relates to an insurance claim?