Where can I get a unsecured personal loan?
Compare loans from multiple lenders that offer unsecured personal loans….Summary of Unsecured Personal Loans: Borrow With No Collateral.
|Lender||LendingClub Check rate on LendingClub’s website|
|Est. APR||8.05 – 35.89%|
|Loan Amount||$1,000 – $40,000|
|Min. Credit Score||600|
|Learn More||Check rate on LendingClub’s website|
How do I qualify for an unsecured personal loan?
- Check your credit score. Your credit score is a major factor when qualifying for an unsecured personal loan.
- Order a copy of your credit report.
- Pay your bills on time.
- Pay down your debt.
- Show you have a stable income.
- Submit a joint application with a creditworthy cosigner.
- Find the right lender.
What kind of personal loans are available in Ohio?
Telhio offers two types of personal loans in Ohio – a personal loan and a debt consolidation loan. With the personal loans, you can choose between what it calls closed-end loans with a set repayment term, and open-end loans (also known as lines of credit) with no set repayment terms.
What are the requirements for an unsecured personal loan?
Most unsecured personal loan lenders require borrowers to have good or excellent credit, defined as a credit score of over 660 by TransUnion. So, your chances of getting a loan will be much lower if you have a credit score of 660 or less, a history of missed payments, debt collections or charge-offs by lenders for debt you were unable to pay.
Where can I get an unsecured loan with no collateral?
There are reputable providers of personal unsecured loans online for people with credit scores under 600, and other lenders are sometimes willing to fund loans to sub-prime applicants if they have a cosigner. However, the Internet is also full of shady firms ready to exploit desperate people.