How do I find out what my mobile home is?

The mobile home manufacturer and model names can be located by using the Department of Housing and Urban Development (HUD) label, which is located on the exterior of the mobile home, compliance certificate or data plate. (The data plate is located on the inside of the home.)

What’s the difference between foreclosure and repossession?

In foreclosure, a house is sold as collateral after the homeowners default on their loan. Housing repossession is a more general term for when a mortgage lender or loan provider takes ownership of a property because the owners haven’t paid their bills. It’s a consequence of foreclosure.

How do I find the make and model of my home?

How to Find Out Who Built Your House

Take a trip to your county recorder’s office.
Conduct a sticker search.
Head to the library.
Check out your state’s historical society, museums, or history center.
Call your real estate agent.
Talk to your neighbors.
Meet previous owners.

How can I get my mobile home classified as real property?

To get a mobile home classified as real property many states require the owner to retire the title. For example, Florida has one of the more complex mobile home title retirement systems. Once the title is retired and the warranty deed issued, future transfers will occur with deeds instead of the old title applications (source).

What to do if your name is wrong on a mobile home title?

For a simple name change on a valid title you just need to give the state agency the information they need and pay a fee. Some states will require a ton of paperwork. Wrong Name on the Title If you want to buy a mobile home but the name is wrong on the title there is a two-part process to get it corrected.

Can a mobile home title be retired to become real property?

Retiring a Mobile Home Title to Become Real Property. To get a mobile home classified as real property many states require the owner to retire the title. For example, Florida has one of the more complex mobile home title retirement systems.

What are the requirements to retire a mobile home?

the mobile home and land must be in the same names and home permanently affixed to the land before the mobile home title can be retired all mobile homes must have valid RP stickers before they can be retired.

Can a mobile home be Repo if it is not sitting on land?

As a general rule, a mobile home can only be repossessed if it is sitting on land that is not owned by the mobile home owner. If the owner of the mobile home owns the land where the vehicle is parked, mobile home repossession will not be pursued, and foreclosure proceedings will be initiated.

What to do if you dont have a title on a mobile home?

This is not true in many states. Until the title has been issued into the new owner’s name, the home is ‘technically’ still the sellers. If you buy an older mobile home and the current owner doesn’t have the title, you will need to have the seller order a duplicate title.

How can I stop a bank from repossessing my mobile home?

A deficiency judgment or a filing of bankruptcy is often enough to prevent a lender from repossessing your mobile home. If you are in a position where you are eligible to file for either of these, do so quickly, so that you can have a legal order that prevents your lender from repossessing your mobile home.