What month do you get your first Social Security check?

Social Security benefits are paid the month after they are due. If you tell us you want your benefits to start in May, you will receive your first benefit check in June.

When can I collect full Social Security?

age 62
You can get Social Security retirement benefits as early as age 62. However, we’ll reduce your benefit if you retire before your full retirement age. For example, if you turn age 62 in 2021, your benefit would be about 29.2 percent lower than it would be at your full retirement age of 66 and 10 months.

Can a retired person also collect Social Security disability?

If you do collect SSDI disability benefits, they will be converted to retirement benefits when you reach full retirement age. The only exception is for an individual who took early retirement through Social Security, which is possible at 62, before being approved for disability benefits. Disabled before early retirement benefits start.

What happens to Social Security benefits if you are under full retirement age?

Your spousal or survivor benefits may be reduced if you are under full retirement age and continue to work. Social Security is phasing in the FRA increase differently for different types of benefits. For retirement and spousal benefits, full retirement age will reach 67 for people born in 1960 and after.

Can an immigrant draw social security at age 65?

Table of Contents. In certain cases, some individuals who immigrate to the United States when they’re 65 or older may be entitled to draw Social Security benefits, just like any natural born American citizen. In other cases, immigrants may only draw on their home country’s retirement programs.

Can a surviving spouse collect Social Security at full retirement age?

A surviving spouse can collect 100 percent of the late spouse’s benefit if the survivor has reached full retirement age, but the amount will be lower if the deceased spouse claimed benefits before he or she reached full retirement age. (Full retirement age is currently 66 but is gradually increasing to 67 over the next several years.)

What happens to social security when you reach full retirement age?

When you reach your full retirement age, you can work and earn as much as you want and still get your full Social Security benefit payment. If you’re younger than full retirement age and if your earnings exceed certain dollar amounts, some of your benefit payments during the year will be withheld.

What should my social security benefit be at age 62?

If you start getting benefits at age 62, we’ll reduce your monthly benefit 27.5 percent to $725 to account for the longer time you receive benefits. This decrease is usually permanent. If you choose to delay getting benefits until age 70, you would increase your monthly benefit to $1,280.

What happens to your Social Security benefits when you work?

If we withhold some of your benefits because you continue to work, we’ll pay you a higher monthly benefit when you reach your full retirement age. So, if you work and earn more than the exempt amount, it won’t, on average, decrease the total value of your lifetime benefits from Social Security — and can increase them.