How do liens work in AZ?

In Arizona, a lien is effective for 6 months from the date of filing. Within that timeframe, the claimant must initiate an action to enforce a mechanics lien. Within 5 days of filing suit, a lis pendens notice must be filed. This deadline can not be extended.

Can a lien be placed on a property in Arizona?

When people do not pay the real property taxes on their homes, vacant land and/or commercial buildings, Arizona law allows the county governments to lien the real property for the unpaid taxes- in effect placing a mortgage on the property for payment of the unpaid taxes.

How long does a judgment lien stay on a property in Arizona?

A judgment lien in Arizona will remain attached to the debtor’s property (even if the property changes hands) for five years.

What are the different types of liens on property?

The owner is agreeing to borrow money, allowing the lender to have a legal right (i.e. a security interest) on their property. Involuntary liens, on the other hand, are those placed on the property by someone without the consent of the property owner. These include judgment liens and mechanics liens.

Can a lien be attached to a property title?

In simple terms, a property lien is something a creditor can attach to a property title that says you owe them money. Until you pay that debt, your title won’t be considered clear, which means you can’t refinance or sell your property. There are two types of liens:

How does a lien affect your Arizona property?

Liens are very common ways for debt collectors in Arizona to collect what they are owed. An Arizona property lien can affect you in the future from sales or refinancing decisions. If you want to sell or refinance your Arizona property you need to have a clear title. The only way to clear your title is to pay the lien. As Arizona debt collectors, we know that putting a lien on a debtors property the cheap and easy way to collect what they owe.

How do you file a property lien in Arizona?

You may file the lien at the Arizona County Recorder’s Office in the county where the property is located. File a foreclosure lawsuit against the debtor within six months after the lien is recorded, if the debtor fails to to pay the debt as agreed. The lien must be filed in the Arizona Superior Court in the county in which the lien was filed.

Can I get a lien place on a property?

Generally, you can only place a lien on personal property located in the state where the judgment was obtained. The lien is only good for a certain period of time.

Can you place a lien on a property without a judgment?

If a property owner is willing to grant you a deed of trust or other voluntary lien against their property, you can place the lien without a judgment.