Is my insurance valid if not registered keeper?
Is my insurance valid if not registered keeper?
Yes, someone else can take out insurance to drive your car without being the owner or registered keeper. However, many insurers will only allow those with a defined relationship to you to take out a separate policy on your car.
Do you have to keep your wife on your car insurance?
My wife is a licensed driver but hasn’t driven in over 10 years and doesn’t want to in the future. Do I have to keep her on my household car insurance policy? As long as your wife remains licensed, your car insurance company will want to list her on your auto policy; however, it may be possible to exclude her as a driver.
Can a spouse be excluded from an auto insurance policy?
If state laws allow, not all do, some car insurance providers will allow you to exclude your spouse from your auto policy. When you exclude someone that means no coverage will be extended to that person under any circumstances, even if it’s an emergency and your wife feels the need to drive a car for the first time in a decade.
Do you have to keep your wife that doesn’t drive?
If your wife hasn’t driven in the last 10 years, she must have an excellent driving record, which likely is giving you a good driver discount on your policy. Also, if she has a credit rating that is better than yours, this could be getting you a better base rate.
My wife is a licensed driver but hasn’t driven in over 10 years and doesn’t want to in the future. Do I have to keep her on my household car insurance policy? As long as your wife remains licensed, your car insurance company will want to list her on your auto policy; however, it may be possible to exclude her as a driver.
Why is there contestable period on life insurance?
The reason there’s a contestable period is that insurance companies would likely suffer financially if they paid out right away. Someone planning suicide could buy a policy right before they ended their life.
How does an ex spouse end an insurance policy?
In some jurisdictions, a bitter ex-spouse could plot to end a policy mid-term. He or she could remove the license plates from a vehicle, take the title and registration to the DMV and turn them in, then fill out forms with an insurer claiming the vehicle is no longer in use.
What happens if I exclude someone from my insurance policy?
It is important to specify that if anyone is excluded on your policy that they WILL NOT be covered if they drive your car for any reason. Interested in learning more? Browse all questions.