What is included in buildings cover?

What is included in buildings cover?

Buildings insurance usually covers loss or damage caused by:

• fire, explosion, storms, floods, earthquakes.
• theft, attempted theft and vandalism.
• frozen and burst pipes.
• fallen trees, lampposts, aerials or satellite dishes.
• subsidence.
• vehicle or aircraft collisions.

  What is the difference between Swinton essentials and Swinton classics?

  Classic offers more coverage features than Essentials; and Premier offers more than Classic. For example, Classic and Premier offer cover for blocked sewer pipes, emergency access, theft from outbuildings, contents in the garden and business equipment.

  Are floor coverings included in contents insurance?

  If you insure contents in a unit, contents includes fixtures and fittings in the unit which are not legally part of the unit building for insurance purposes such as: light fittings, wall paint, wall paper, wall coverings, floor coverings, eg floating floors, lino etc, a heater or airconditioning unit that you own.

  Does buildings cover damp?

  Is rising damp covered by insurance? Most buildings and contents home insurance policies won’t cover you for damage caused by damp and condensation. If your home does have rising damp, then it’s not in good condition. Failure to tell your insurer could put you at risk of invalidating your insurance.

  Is Swinton a nice place to live?

  Swinton is a leafy and safe Greater Manchester town perfect for families looking to live in the up and coming North West. The town is just over four miles away from Manchester and is part of the City of Salford. Swinton is renowned for being a commuter town, testament to its pleasant atmosphere.

  Who is Swinton insurance underwritten by?

  Ardonagh Group
  Swinton Insurance is a trading division of Swinton Group Limited, which is a nationwide insurance broker. Our head office address is Embankment West Tower, 101 Cathedral Approach, Salford, M3 7FB. Swinton Group Limited is part of the Ardonagh Group who have a direct holding in our business.

  When to use Swinton Insurance for home insurance?

  If your home and its contents exceed the maximum value of a typical home insurance quote, you can still find the right policy for you with Swinton Insurance. We can help cover high-value properties that are valued over £500,000.

  How to contact Swinton building and contents insurance?

  If you need help contacting your insurer, call Swinton on 0333 035 9373.

  Can You cover mobile phone with Swinton contents insurance?

  You can cover your mobile phone with a Contents Insurance policy from Swinton if you opt for additional cover for personal possessions. Personal possessions cover is available as an option in our Essentials, Classic and Premier packages. What is ‘New for Old’ Contents Insurance?

  Do you need crime reference number for Swinton Insurance?

  Policy documents – Don’t worry if they’re not immediately to hand, we can still help you. Police crime reference number (if applicable) – If your property is stolen or maliciously damaged you’ll need to inform the police who will give you a crime reference number.

  Why do you need Swintons building insurance for your home?

  You invest a lot of time and money to get your home just right, so it makes sense to protect your investment with the right home insurance. Swinton’s buildings insurance will cover you should the unexpected happen, as well as providing cover for temporary accommodation and legal liability.

  What are optional extras available from Swinton home insurance?

  What optional extras are available from Swinton home insurance? For an extra premium, Swinton home insurance customers can add Accidental Damage cover to both their contents and buildings insurance, as well as Pedal Cycles cover, Home Emergency Cover, Home Legal Expenses Cover and Personal Possessions cover (covers your items away from your home).

  How is the customer service at Swinton Insurance?

  Fixing my home insurance with Swinton was very straightforward. The price was competitive and arranging it all was very simple. Operator was very helpful and talked me… Operator was very helpful and talked me through everything I needed to know and made sure policy was what I needed

  How to quote for commercial property insurance Swinton?

  Just give us a call on 0333 035 9524 and we’ll take you through our simple quote process: We want to know all there is to know about the property you’re looking to insure, from the year it was built to its rebuild value. If you have multiple properties you want to include on your policy, we’ll need all the details for each of them.