Can stocks be divided in a divorce?

Under California law, there is a presumption that any assets – including stock options – acquired from the date of marriage until the date the parties separate (referred to as the “date of separation”) are considered “community property.” This presumption is referred to as a “general community property presumption.” …

How much equity from the marital home should I expect?

60/40 in my favour in my divorce and 75/25 in her favour in DH divorce. She has a mortgage free house plus a holiday home, we have huge mortgage payments and cannot afford luxuries such as take aways, bottles of wine or DVD hire. She also gets maintenance for herself in addition to the child maintenance.

How does shared equity work in real estate?

How shared equity works. Although the name ‘shared equity’ suggests that you are sharing your property purchase with someone else, your home will, in fact, belong entirely to you. The shared equity part relates to the fact you are taking out an equity loan which counts towards your deposit.

Where can I get home equity share agreement?

Here’s what you need to know about an equity sharing agreement from Point: Unison is based in San Francisco and provides both home equity share agreements as well as home down payment assistance to homeowners in exchange for a share in future home appreciation. The company is available in 29 states.

When do equity sharing agreements need to be repaid?

Most investors making home equity sharing agreements must be repaid within 10 years or less, which makes these loans a bad choice for people who want long-term financing. You need sufficient equity in your home. You usually can’t enter into an equity sharing agreement if you owe a lot on your home. Your equity may be undervalued.

How is the equity in the marital home split?

Dividing the home equity in divorce can be handled many ways, depending on the individual circumstances of the parties involved. The following questions and answer can help you understand the various options that exist when dividing the true value available in your home when you divorce. How is the equity in the marital home split?

When does equitable distribution apply to marital property?

No. Equitable distribution applies only to marital property. Marital property is all property acquired during the marriage. Marital property does not include, however, property obtained during marriage by gift, bequest, devise or descent, or property otherwise provided for in a written agreement.

What kind of equity should I have in my house?

For example, you might own cars, other real estate, or investments like stocks and bonds. Your goal should be to divide all of your marital property fairly, so don’t focus only on the equity in your house. For example, you might have investments worth $30,000, and the equity in your home is also worth $30,000.