How does an insurance company pay for a car accident?

How your insurance company pays your car accident settlement amount depends on who is at fault and if the accident claim is for vehicle damage or personal injuries. Your collision coverage will pick up the tap for damage to your car if you’re at fault.

Can You claim for auto accident that occurred months ago?

Auto insurance companies tend to be suspicious of someone reporting additional damage many months later. As long as your description of the accident and the damage match and the adjuster can clearly see it was all from one incident, it should be okay.

What was the prior damage to my car?

The complicating prior damage was some scratching and paint-transfer on the right side of the car (mostly on the rear door) and a shorn-off right side mirror, both from when my girlfriend had to move my car to get to hers, and brushed up against the side of the house where our very narrow driveway takes a 90 degree turn.

How can I find out when car accident happened?

To find out how long specifically you have, you can ask your car insurance provider. It’s good that you reported the accident when it happened, so the car insurance company is aware that your vehicle was damaged a few months back around the headlight area.

How often does a car get damaged in an accident?

Damage from accidents and other causes is common. Carfax data shows as many as 40% of vehicles on the road sustained damage – that’s about 110 million cars in the U.S. And, data also shows, at least 5% of those vehicles have had an airbag deployment, which is more than 5 million vehicles.

Why did my car accident injuries appear late?

Often, when people are in a car accident that seems minor, they do not notice any injury symptoms right away. This happens for a variety of reasons. In this article, we’ll help you understand the importance of monitoring your injuries following a car accident — for your physical well-being and to protect your legal rights.

What should you know in case of a car accident?

Your insurer may ask for a copy of the report when you file a car insurance claim. Take pictures. Document the accident thoroughly by taking pictures of your vehicle from different angles, showing the damage done to both cars. It might also be a good idea to take pictures of the other car’s license plate.