How is spectramed medical aid supposed to work?
How is spectramed medical aid supposed to work?
Spectramed Medical Aid, Very poor at what they do and how they work. They don’t keep to there word nor do they ever get back to you on any queries. Chronic medication is suppose to be paid in full, they lie as I was in hospital got authorization then a month later I found out they did not pay the bill.
Why did I cancel my spectramed medical aid?
And I cancelled because they also claimed to never have received my supporting documentation for my medical claim from the doctors. Spectramed is underhanded in dealing with claims and makes it impossible when you want to leave!! What a useless medical aid. I deal with them on behalf of my 86 year old great Aunt.
What happens if you miss your medical aid payment?
Some wait until 15 days after the first debit order bounced to attempt another debit order, while others take the missed payment off with the next payment (resulting in double debiting your monthly premium the following month). Either way, it’s best that they get their money as soon as possible.
When do you get your medical aid payment?
Particularly when you consider that, much like car and home insurance, medical aid payments are made in advance. This means that when they debit your account on the 1 st August, for argument’s sake, it results in you being covered for August.
How to apply for spectramed medical aid benefits?
For more information, please visit www.spectramed.co.za *Medical aid benefits as displayed are subject to change, final confirmation must be obtained from the medical aid. Frame sub-limit = R1,050 per beneficiary (included in optical sub-limit).
What happens if medical aid debit is bounced?
Remember that medical aid premiums are paid for cover in the month ahead. So a bounced debit order or unpaid premium means that you are not covered from that point onwards. However, this situation can easily be remedied provided that you have available funds to settle the bill.
Some wait until 15 days after the first debit order bounced to attempt another debit order, while others take the missed payment off with the next payment (resulting in double debiting your monthly premium the following month). Either way, it’s best that they get their money as soon as possible.
How to get a forced debit order from Discovery Health?
A forced debit order can take a few days, so the EFT option is the best. Discovery Health provides a specific number that has to be used for the EFT payment reference. This number is also known as your account number should you be using a linked beneficiary option on your internet banking.