Does car insurance cover golf balls?
Does car insurance cover golf balls?
Most likely, you will need to file a claim on your car insurance policy under comprehensive coverage if your vehicle is damaged at a baseball stadium or golf course. You probably will not know who caused the damage and the stadium or course will not accept liability.
Am I liable if I hit a house with a golf ball?
The flip side of that coin is that homeowners should bear responsibility for golf ball damage since they assumed obvious risk by deciding to purchase a home near a golf course. Additionally, homeowner’s insurance may handle the damage. In some cases, homeowners have brought suit against golf courses and won.
What happens if you break a window on the golf course?
Some courts believe that the golfer is always responsible for any damage he/she causes to personal property while golfing. You break a window, you pay for it. In these cases, both the golfer and the homeowner may escape liability, even if the courses posted rules stating they are not liable for damages.
What happens if a golf ball hits your windshield?
At least, this is the answer nearly every golf course will give you, and typically they’re right. The only time responsibility may fall on the course may be if they failed to provide a reasonable barricade between flying golf balls and the road in a way that could make this kind of accident a regular occurrence.
What to do if your car gets hit by a golf ball?
In the golf ball scenario, if you’re near the entrance of the golf course, pull in there. If the golfer who hit the ball knows he made contact with your car, you hope their moral compass kicks in and that they fess up.
Who is liable when a golf ball breaks a window?
For the River Oaks communities in Horry County, S.C., a game of golf is leaving some neighbors with thousands of dollars in property damage, WMBF reported. The big question is who’s liable to pay for those damages: the homeowner, the golf course or neither.
Who is liable if a ball hits your car?
Often, out of moral obligation the at-fault person who hit, kicked, or threw the ball will come forward and offer to pay for the damages or the deductible. The deductible can be a cheaper way to go for the person who caused the damage.
At least, this is the answer nearly every golf course will give you, and typically they’re right. The only time responsibility may fall on the course may be if they failed to provide a reasonable barricade between flying golf balls and the road in a way that could make this kind of accident a regular occurrence.
What happens if a ball hits your car?
A golf ball, baseball, soccer ball, and others can all cause damage to a vehicle if they make contact with enough speed. It is not uncommon for a car to get hit by a ball at a sporting event or during the neighborhood pickup game. So what happens if a ball hits your car and damages the windshield or puts a dent in the body? Who pays for the repair?
What kind of object can hit your windshield?
Take, for example, a golf ball. You’re driving down the street by a golf course minding your own business, when a ball comes flying over a tree and into your windshield. It sure as heck isn’t your fault that the road happened to run within striking distance of a wayward shot.
What happens if you get a crack in your windshield?
Even the smallest crack or chip can compromise the integrity of the windshield, which is an important structural component of your vehicle. The crack can also spread quickly and could impede your view, which is extremely dangerous for you and other drivers on the road.