Does COBRA end when I get new insurance?

1) You enroll under another group health plan The only problem, you have a waiting period before you are eligible to enroll. So you enroll in COBRA to avoid a gap in coverage. Your benefits finally kick-in and you no longer need COBRA. Be sure to specify the date your new group coverage begins and COBRA coverage ends.

How long can you extend COBRA coverage?

Q11: How long does COBRA coverage last? COBRA requires that continuation coverage extend from the date of the qualifying event for a limited period of 18 or 36 months.

Do you have to pay premiums for Cobra?

However, eligible COBRA participants must pay their health insurance premiums themselves, which can be up to 102%. The COBRA act only provides health insurance plans that match your old plan from your employer. So if you had medical, dental and vision with your employer, your coverage will be the same through COBRA.

What to do if your Cobra plan expires?

Another option is to go through HIPAA, the Health Insurance Portability and Accountability Act. HIPAA provides opportunities for broad-benefit, individual health insurance plans for those who lose their coverage due to their COBRA plan expiring.

Who is eligible for COBRA continuation health coverage?

employer’s agents, independent contractors, and directors who participate in the group health plan may also be qualified beneficiaries . Q6: How do I become eligible for COBRA continuation coverage?

What does Cobra stand for in health insurance?

COBRA is more of a law than it is a type of health coverage. COBRA stands for the Consolidated Omnibus Budget Reconciliation Act and exists to help protect you and your family in case your employer-sponsored health benefits are lost. Looking for plans? Let’s find the right dental plan for you. Here’s what you need to know about COBRA insurance:

Where to find UT benefits billing for Cobra coverage?

For more information regarding COBRA eligibility and enrollment, please contact the UT institution where you were last employed no later than 60 days from the date of your active employee insurance termination. UT Benefits Billing (UTBB) is the administrator for UT COBRA coverage.

When do you become entitled to COBRA continuation?

If you become entitled to elect COBRA continuation coverage when you otherwise would lose group health coverage under a group health plan, you should consider all options you may have to get other health coverage before you make your decision.