Is it a crime to do a securitization audit?

Mortgage Securitization Audits….THEY ARE A CRIME! Let me be clear about this one more time. MORTGAGE LOAN SECURITIZATION AUDITS ARE A CRIME! VIOLATIONS.””A person who violates any provision of this section commits an unfair and deceptive trade practice as defined in part II of this chapter.

What do you need to know about securitization?

2. SECURITIZATION Securitization is an innovation of the home loan financing segment of banking, called residential mortgage financiers. These organizations typically lend over a 20-year period, and need to raise finance of sufficiently long tenors. A major asset they hold are the receivables in respect of loans already granted.

Who are the originators of securitization in India?

Typically, the originator is a Bank, a Non Banking Finance Company (NBFC), or a Housing Finance Company (HFC). Some of the larger originator in India includes ICICI Bank, HDFC Bank and Citigroup. • Seller: The seller pools the assets in order to securitize them.

Who are the parties involved in a securitization transaction?

SECURITIZATION PARTIES INVOLVED IN SECURITIZATION TRANSACTION • Originator: The originator is the original lender and the seller of the receivables. Typically, the originator is a Bank, a Non Banking Finance Company (NBFC), or a Housing Finance Company (HFC).

Can a securitization auditor determine if an employee signed a document?

With thousands of these “robo-signatures” in their database, a Securitization Auditor can determine if an actual bank employee signed the documents or simply an unauthentic “robo-signer.”

What should I expect from a mortgage securitization audit?

A good audit will show the facts that are not availiable to you or any other attorney unless you are Bloomberg certified and have acess to the information. It can and will provide discovery that no matter how hard you push no judge will force them to produce. I would expect you apologize to those who are on the up an up and help homewoners.

What does an affidavit of securitization show?

The document will show whether your loan was securitized and in some cases what investor pool your loan is in, or what Trust it belongs to. Since this information is publicly available through the SEC, the affidavit is a simple statement of fact (given with firsthand knowledge) that your loan has been securitized.

What is the framework for the securitization process?

Firstly, the framework of the concept of securitization is based on an existential threat-security logic, defined solely in opposition to security threats, in terms of from what and from whom.

Which is a limitation of the securitization theory?

Three aspects of the criticisms from these different scholars64 can be considered to be of a significant limitation to the securitization theory in its ability to effectively deal with the present security issues, especially in dealing with difficult and risky related phenomena such as immigration-terrorism and security.