What type of loan services do payday lenders offer?

Payday loans are short-term cash loans based on the borrower’s personal check held for future deposit or on electronic access to the borrower’s bank account. Borrowers write a personal check for the amount borrowed plus the finance charge and receive cash.

Is there a payday loan in Texas with no credit check?

Online Installment Loans in Texas (TX) – NO credit check! When people consider payday loan in Texas (TX) online, they think mainly about the simplicity of the process. Dealing with a reliable company you can get qualified for a small cash advance just in a matter of an hour.

What’s the late fee on a payday loan in Texas?

Texas law regulates how much a lender can charge you for taking out a short-term loan. Like with loan terms, fees vary by the amount you borrow. If you’re late on a payment or miss one entirely, you’ll have to pay a late fee of either 5% of the payment or $7.50.

How to get a payday advance in Texas?

Prove your income and valid identification; Have a checking account. Once you meet all the requirements, you can easily receive a fast payday advance in Texas (TX) online. Get Started!

What’s the maximum APR for a payday loan in Texas?

Texas law doesn’t specify a maximum financing fee, and the typical APR is more than 400% per loan. You should read your contract carefully before signing because it lists all the possible fees you’ll have to pay. Texas law regulates how much a lender can charge you for taking out a short-term loan.

Can you get a payday loan in Texas?

Options For Payday Loans in Texas Payday loans are short-term, high-interest loans that need to be paid back in full by your next paycheck. Many states put heavy restrictions on payday lenders, but Texas has some of the most relaxed legislation on lenders.

Prove your income and valid identification; Have a checking account. Once you meet all the requirements, you can easily receive a fast payday advance in Texas (TX) online. Get Started!

What’s the interest rate on a cash advance in Texas?

General information about Texas (TX) online cash advance: $1 for each $5 is the maximal interest rate you can get in case you take a loan that does not exceed $30; The maximal ARP for $100 loan for 14 days is 309%; The acquisition charge is equal to one-tenth of the loan amount in case you take between $30 and $100.

Are there any restrictions on a payday loan?

Payday loans feature exclusive convenience and flexibility. No restrictions for money use, so you can pay just for anything you need. Another beneficial point is working long hours, which means you can qualify for the loan even late at night.