Why was my car totaled while it was parked?

The woman explained that while attempting to parallel park her Jeep 4X4, she’d accidentally slammed the gas instead of the brake and crashed into my car, which was parked on the street, from behind. OMG. “There is some damage,” she said. “I’m so sorry.” Pictures of my wounded RAV after it was backed into Insurance story.

What happens if your car is totaled by a drunk driver?

If the vehicle is totaled, you will not be able to recoup all of the money you have spent on it. The drunk driver, or the insurance company, is only liable for the “reasonable” value of your vehicle.

What should I do if my car is totaled?

If your vehicle is totaled, you can use them to argue your vehicle was in good condition and should be paid a higher value. * This will flag comments for moderators to take action. Take to your insurance company or his. They should be able to sort you out.

Can you sue if your car is totaled?

Yes you can sue for damages. If the car is totaled, you are entitled to the fair market value of the vehicle. Money you spent on the car cannot be recouped in addition to the FMV. But if you made improvements that raise the FMV, you can indirectly recoup the cost of these improvements to the extent that these improvements raise the FMV.

What happens if someone hits your car while parked?

If you purchased the following coverages, they may offer some protection if someone hits your car while it’s parked: Collision coverage typically helps pay to repair or replace your vehicle if it’s hit by another vehicle (or if you hit another vehicle or object), regardless of who is at fault.