How to answer a summons and complaint in a debt collection?
How to answer a summons and complaint in a debt collection?
Complaint paragraph 2: “The Defendant defaulted in payment under the credit card agreement with the Plaintiff”. Answer paragraph 1 “Denied”. Answer paragraph 2 “Denied”. After answering the allegations, you may state any affirmative defenses or counterclaims you have.
How to answer a complaint about credit card debt?
The defendant is indebted to plaintiff. Each number on the complaint is considered a count against you. I answered the complaint by looking at each count and stating my defense. You are basically picking at the complaint and you need to defend yourself.
Which is an example of answering a summons / complaint?
Examples of Answering Summons/Complaint Credit Card Debt Lawsuit It is very important that you answer the plaintiff’s complaint within the amount of time that is given by the court, or the plaintiff will receive a default judgment against you. And of course, they would like a default judgment!
How long does it take to respond to a debt collection lawsuit?
Therefore, it is very important that you file a written response within the time limit given by your Summons (usually twenty days; read your Summons carefully for the deadline). You may respond by delivering either a Notice of Appearance or an Answer to the person who signed the Summons and Complaint.
How do you answer a debt collection Complaint?
The Answer is the formal document you must file in response to the Complaint. Remember to look to the Summons to see how many days you have to answer the Complaint. When you Answer a Complaint, you MUST do two things: provide whether you ADMIT, DENY, OR LACK KNOWLEDGE of each allegation made by the debt buyer against you.
How to answer a summons in a debt case?
Ask the Court Clerk if the court has an Answer form for you to use or you can make your own. If you got a summons that says at the top the words: “CONSUMER CREDIT TRANSACTION,” read Common Defenses in a Consumer Debt Case for a list of possible defenses.
Examples of Answering Summons/Complaint Credit Card Debt Lawsuit It is very important that you answer the plaintiff’s complaint within the amount of time that is given by the court, or the plaintiff will receive a default judgment against you. And of course, they would like a default judgment!
When to respond to a debt collection lawsuit in Georgia?
Of course, the language can still be very confusing for a non-lawyer, and the Summons does not tell you HOW to actually respond. It merely lets you know that you are required to do so within 30 days of receiving the complaint under Georgia law.