What credit score is needed for a BP gas card?

700
You are required to have a score of at least 700, or “good credit,” to get the BP credit card. In addition to a good credit score, they require timely payments on credit accounts for two or more years, a stable income and a debt to income ratio ideally lower than 15%.

What happens if you prepay too much for gas with credit card?

If you prepay an amount that is greater than the amount put into your vehicle, you have to go back inside the store to get your change.

What happens when you use credit at a gas station?

When a consumer uses a credit or debit card to purchase gas, there is an authorization hold placed on the card. In general, holds involving PIN-based debit transactions are cleared almost immediately. The more lengthy holds generally occur with non-PIN debit transactions.

Can I use my BP gas card at Amoco?

30-day introductory offer That’s 25¢ off per gallon1 every time you fuel up with your BP Visa® Credit Card or BP Credit Card at participating bp and Amoco stations. Plus, an additional 5¢ off per gallon2 after loading your BP credit card into the BPme app and using it for fuel purchases.

What happens if you put too much money for gas?

Not only can overfilling your tank hurt your engine, it can cost you extra money at the pump. Putting too much gas in the tank causes the fuel vapor recovery system to put the extra gas you just paid for back into the gas pump.

How can I overdraft my gas pump?

Gas stations do not have any control over whether your bank will approve the transaction, so you can essentially overdraft at any gas station if your bank allows it. If you think you may overdraft, consider using a different payment method to avoid steep overdraft fees.

Can you get gas with SpotMe?

SpotMe does not work at the pump, however, you can use SpotMe if you pay inside at the gas station.

Do you need credit to use a BP gas card?

Better options are available. If you don’t get approved for the BP Visa, you might be offered the BP Gas Card instead. You generally only need fair credit to get the Gas Card, which can only be used at BP stations. But let’s not get ahead of ourselves.

How often do I have to report my BP Credit card?

The BP Credit Card reports to the three main credit bureaus: Equifax, Experian, & TransUnion. This is usually done once every 30 days, corresponding with a certain point in your billing cycle. show more… How can I pay my BP Credit Card? Reply 3 1 You can submit a BP Credit Card payment online, over the phone or through the mail.

How to make a BP Credit card payment?

To make a BP Credit Card payment over the phone, call 844-832-0035 for the BP store card, 844-832-0030 for the BP Visa Card, or 844-887-1975 for the BP Platinum Visa Card. Follow the directions given by the automated system. Also, be sure to have your credit card handy for verification purposes.

What’s the APR on a BP Credit card?

After all, you need good or excellent credit to get the BP Visa, which has a high APR, and the average credit cards for people with good and excellent credit charge 19.4% and 13.09%, respectively, according to WalletHub’s latest Credit Card Landscape Report. No annual fee, but there’s a good-credit price tag.

Is the BP Credit card good for gas guzzlers?

BP Visa Credit cardholders have the same introductory bonus as BP Credit Card holders of 25 cents off a gallon for every $100 spent. Unlike the BP Credit Card, this card can be used anywhere that Visa is accepted, and isn’t just limited to just BP locations. BP Visa card holders also earn additional rewards.

Can you get a gas card if you have bad credit?

While most gas station-branded cards are out of reach for bad-credit applicants, you can still save money — or, at least, time — at the pump with the right card. In the article below, we explore some of our picks for the best gas cards for bad credit, including rewards cards, unsecured cards, secured cards, and cards tied to specific gas stations.

Do you get cash back on a BP gas card?

The BP Gas Card, on the other hand, gets 5 cents off per gallon of BP or Amoco gas and 1% cash back for non-fuel purchases at BP and Amoco stations.

Do you need credit to get a BP card?

If you don’t get approved for the BP Visa, you might be offered the BP Gas Card instead. You generally only need fair credit to get the Gas Card, which can only be used at BP stations. But let’s not get ahead of ourselves.