What happens in a car accident in Florida?

( Important note on no-fault: Florida is a no-fault car insurance state. That means, after a car accident, you typically need to file a claim under your own personal injury protection coverage to get compensation for medical bills and other financial losses, regardless of who caused the crash.

What’s the Statute of limitations for a car accident in Florida?

In most situations, you have four years, starting from the date of the crash, to get your car accident case started in the Florida court system. For the details, learn more about the car accident statute of limitations in Florida.

Where are the most car accidents in Florida?

Accident Data Center covers accidents in all areas of Florida. Ft. Myers-Naples accidents: The main cities of the state’s most southwestern area, just north of Everglades National Park. Jacksonville accidents: The largest city in the state, and the largest city by area in the lower-48 states.

Where is the second largest accident area in Florida?

Tampa-St. Petersburg accidents: The second largest metropolitan statistical area in the state, located north of Ft. Myers along the west coast, on the shores of Tampa Bay. West Palm Beach-Ft. Pierce accidents: Located just north of Fort Lauderdale along the east coast.

Is there no fault car insurance in Florida?

In this article, we’ll discuss a few Florida laws that could have a big impact on your case. ( Important note on no-fault: Florida is a no-fault car insurance state.

Is it possible to stack car insurance in Florida?

Plus, you may be able to stack insurance a single car. The other significant benefit of stacking insurance is to increase the potential amount of insurance coverage. It is also important to know what types of vehicles are covered by UM in a Florida car accident. Florida’s car insurance laws are very complex, and every case is unique.

Who is at fault in a car accident?

That means injured drivers and passengers must typically turn first to their own personal-injury-protection car insurance coverage to get compensation for medical bills, lost income, and other out-of-pocket losses after a crash, regardless of who might have been at fault. A claim against the at-fault driver is only possible in certain scenarios.

Who is at fault in a car accident in Florida?

In Florida, a person injured in a car accident is entitled to sue the at-fault driver and the owner of the at-fault driver’s vehicle personally. Even if the at-fault driver has insurance, the injured person can still file a lawsuit for the amount of their damages against both the at-fault driver and the vehicle owner.

How to protect your assets after a car accident in Florida?

Adequate liability insurance, including an umbrella policy, is the best asset protection against car accident liability. In most cases, the injured party’s attorney will settle their claim for an amount within the limits of the defendant’s insurance.

What happens if auto insurance company cancels policy in Florida?

Nonrenewal:If an auto insurer decides not to continue your insurance at renewal, they must provide an advance notice of at least 45-days. Premium Refunds:According to Section 627.7283, Florida Statutes, when an insurance company cancels a policy]

What can you sue for after a car accident in Florida?

In Florida, the amount that someone can sue for as a result of the car accident is however much the injured person has been damaged. Damages in a car accident context includes the person’s medical bills, pain and suffering, and ongoing damage for loss of functioning.