Which is the best site to fight a foreclosure?

FIGHT YOUR FORECLOSURE …”TAKE YOUR PROPERTY BACK FREE AND CLEAR.” We are the MOST POWERFUL foreclosure fighting document site on the Internet!

How long can a home foreclosure process last?

That’s the longest average since the 2007. For Janet, a 48-year-old attorney and mother of five who asked that her full name not be used, the process has stretched out for nearly 900 days, and counting. That’s more than two years without paying a single mortgage payment. Her story is a lesson on how to keep a roof over your head.

What happens at the end of a foreclosure sale?

At the end of the process, a trustee or an officer of the court, like the sheriff, will typically conduct a foreclosure sale. (In two states—Connecticut and Vermont—a judge who approves a foreclosure can give title to the home directly to the lender.)

Who is the high bidder at a foreclosure sale?

At the foreclosure sale, the high bidder might be the foreclosing lender or a third party. If the lender makes a credit bid and no one else makes a higher offer, then the lender gets the property, and it becomes REO.

Is there a way to fight a foreclosure in court?

If your loan servicer did not comply with its obligations under HAMP, you may be able to use this as a defense to foreclosure. The robo-signing scandal is an opportunity for homeowners to challenge foreclosures in court, negotiate with lenders, and buy time.

What is the waiting period for a foreclosure loan?

Waiting Periods After Short Sales & Deed-in-Lieu Foreclosures Loan Type Waiting Periods With Extenuating Circumstances Conventional (Fannie Mae) 4 years 2 years Conventional (Freddie Mac) 2 years 2 years FHA 3 years 1 year VA* 2 years 1 year

How long does it take to buy a house after foreclosure?

Waiting Periods After Foreclosure Summary Table Loan Type Waiting Periods With Extenuating Circumstances Conventional 7 years 3 years FHA 3 years 1 year VA 2 years 1 year USDA 3 years 1 year

Can a bank delay or stop a foreclosure?

If your mortgage servicer doesn’t follow the law—like federal mortgage servicing laws—you might be able to delay or stop the foreclosure, at least temporarily. If your loan servicer violated the law in the loan modification process, you might have a defense against a foreclosure.

How to take your property back free and clear?

Click the link below to “Take Your Property Back Free & Clear in 90 Days” with our “ 90 Day Take Back Program “. Instantly download the program, and arm yourself with the WEAPONS OF MASS DESTRUCTION you’ll need to fight your mortgage WAR, and WIN! It’s time to join the revolution! THE HOMEOWNERS REVOLT.COM.

How to sue your mortgage company for foreclosure?

And, finally, if you decide you want to sue your lender and take them to court, THE HOMEOWNERS REVOLT.COM will provide you with a fully completed draft of a legal complaint and lawsuit that is instantly downloadable and ready to be filed in most foreclosure states in America. Especially the heavily hit states such as Florida, California and Nevada.

Is there a site to take back your home?

There is absolutely no other site on the web that can comprehensively provide you with all of the ammunition you will need to fight your mortgage WAR, WIN, and “ Take Back Your Property Free and Clear .” Time is of the essence when they’re trying to take your home.

What’s the best way to fight a foreclosure?

Foreclosure Defense. The legal strategy employed by these homeowners is known as foreclosure defense. The simplest way to avoid foreclosure is by modifying the mortgage. In a mortgage modification, the homeowner convinces the lender to renegotiate the terms of the mortgage in order to make the payments more affordable.

How to fight a wrongful foreclosure-CBS News?

Collier will file a claim for wrongful foreclosure and be paid from any settlement. Russell will do the same. Russell also thinks the LaRaces are owed something for the cost of repairing their home. Very few cases start as pro bono, however. Lawyers who defend consumers have bills to pay, just as the banks’ corporate attorneys do.

What happens if you file a complaint against a foreclosure?

Foreclosure is a legal process that allows a mortgage lender or municipality where you pay property taxes to seize your property as a way to pay off what you owe in payments or back taxes. However, just because the lender or county files a foreclosure complaint against you doesn’t mean they’ll automatically win.

How is foreclosure defense work in your state?

Foreclosure Defense Varies by State. A major strategy of foreclosure defense is to make a bank substantiate clear chains of title for a mortgage and a promissory note. If any link in either chain is questionable, it can nullify a lender’s ability to make a valid claim on a property.

How to fight foreclosure and win-lawyerment?

There are various ways that you can fight foreclosure and win. Here are some of them. If you are having financial difficulties, the worst thing that you can do is bury your head in the sand. A lot of people do this because they don’t know how or what to do, and they pay the price for it.

Can a housing counselor help you fight a foreclosure?

A housing counselor can fight on your behalf to negotiate a compromise between you and your lender, and also teach you how to get your finances on track. Housing counselors charge a fee, but it can be a good investment if it helps save your loan. But just remember that no one can guarantee the delay or stoppage of your foreclosure.

Is it hard to fight a judicial foreclosure?

How hard it is to fight a foreclosure depends to a great extent on where you live. If your state requires the foreclosing party to sue you—this is called judicial foreclosure —then it’s easier and less expensive to jump into the existing lawsuit than it is to challenge a nonjudicial foreclosure, which proceeds without court supervision.

What’s the best way to stop the foreclosure process?

Foreclosure will follow one of two general paths: judicial or nonjudicial. As to which your lender will use, all states allow judicial foreclosures but it is the standard method in fewer than half. When nonjudicial foreclosure is an option, lenders generally opt for it because it is less expensive and less time-consuming.

Can a lender start the foreclosure process outside the court system?

Nonjudicial foreclosure: In nonjudicial foreclosure, the lender is allowed to start the process outside the court system because your state law and mortgage agreement allows it, and the whole thing is essentially a notification process.

How to fight a nonjudicial foreclosure case in court?

To get your day in court to challenge a nonjudicial foreclosure, you must file a lawsuit against the foreclosing party. In the lawsuit, you ask the court to enjoin (stop) the foreclosure proceedings until a judge can hear your reasons as to why the foreclosure shouldn’t proceed.

Can a TRO be waived in a foreclosure case?

Whether or not you’ll be able to get the bond requirement waived depends largely on if the court believes your claims have any merit. The TRO will typically last until the date set for a hearing on whether the court should issue a preliminary injunction—which would stop the foreclosure pending a full trial on the matter.

Can a bank sue for wrongful foreclosure in Florida?

Because the Courts relied on this information to grant ownership to the banks, homeowners may have a legal claim that the banks have unlawfully taken their property, entitling the homeowner to receive compensation from the settlement fund or maybe even setting aside the foreclosure judgment and/or sale. Florida Bank Reject Your Loan Modification?

Can a court set aside a wrongful foreclosure judgment?

Additionally, because of these faulty Affidavits and other defects, foreclosure defense attorneys are, in certain limited circumstances, asking the Courts to set aside wrongful foreclosure judgments and, in some instances, the bank’s ownership after the foreclosure sale has occurred.