Who files MV 104?

The New York State Vehicle and Traffic Law requires all drivers to file their own MV-104 accident report within any vehicular accident case involving over $1,000 of property damage to at least one of the parties, including yourself.

What is form MV-104?

You are required to file Form MV-104 within 10 days of the accident if: Anyone was injured in the accident, or. Anyone was killed in the accident, or. The accident caused more than $1,000 in damage to any individual person’s property.

What should I do if I am in an accident with someone not insured?

You must also report the accident to your insurance company, even if you’re not planning to make a claim. You should tell the police if you have an accident with someone who’s not insured. Your insurance company will also be able to give you more advice.

Can a minor accident involve your insurance company?

However, the reality is any driver involved in a collision – especially a minor collision – is wary of involving their insurance company. The only driver who isn’t wary is the one who feels they are 100% not at fault for the accident. But what about the other driver who is envisioning a spike in their rates at renewal?

When do you have to notify your insurance company of an accident?

Before we dig into when you must notify your insurer, let’s start first with when you must report a collision to the police. Any accident where the damages are significant must be reported to the police, usually within 24 hours.

When to call the insurance company of the at-fault driver?

The at-fault driver is expected by common courtesy to contact his/her own insurance company. After that, your insurance company should be the only one to contact the other driver’s insurance company. Should I Call the Insurance Company of the At-Fault Driver?

When to file mv-104 after car accident?

File form MV-104 with the DMV no more than 10 days after the accident. The DMV can suspend your driver license if you fail to report an accident. If a person is injured or killed, you are required by the NY State Vehicle and Traffic Law to immediately notify the police.

Can a Long Island personal injury lawyer help you fill out an mv-104 accident report?

If you were injured in any type of auto accident and are having difficulties filling out your MV-104 Accident Report, then working with a Long Island personal injury lawyer will help you organize the necessary information that will ensure you get your rightful compensation from insurance companies.

Why is the mv-104 form so complicated?

There’s no doubt about it that properly filling out the MV-104 form can be very complicated, which is sometimes due to the vast amount of abbreviations, codes, and symbols that many people simply have never seen before on any other government forms.

When do you have to file a motor vehicle accident report?

must file their own accident report within 10 days from the date of accident or DMV may suspend your driver’s license until your report is received. To meet the filing requirements, you must fill out and file the Report of Motor Vehicle Accident (PDF) (MV-104).