Can a divorce decree affect your credit report?

While you are welcome to send a letter, doing so will not have any bearing on your ex-spouse’s credit report or his or her ability to obtain credit. Divorce decrees are agreements between the divorcing couple and the court. They do not alter or void the contract with the creditor.

Who is responsible for credit card debt in a divorce?

The agreement you have with a card issuer is that you are required to pay that debt. So even if your spouse is supposed to help you pay down credit card debt in your name, if they don’t, you are still on the hook for it. The creditor will come after you.

Why did my ex not pay my divorce debt?

It was an amicable split and, as stipulated in the divorce decree, I took some of our combined debt and she took one of our debts in the form of a bank credit card. She remarried and together she and her new spouse decided not to pay on the debt that she assumed in the divorce decree. They declared bankruptcy and listed me as one of the creditors.

What kind of tax credits can you claim if you are divorced?

You may be able to claim certain credits (such as the dependent care credit and the earned income credit) you can’t claim if your filing status is married filing separately. Income limits that reduce your child tax credit and your retirement savings contributions credit, for example, are higher than the income limits if you claim a filing …

Can a judge enforce the terms of a divorce decree?

After all, the decree is a legally-enforceable court order. Unfortunately, ex-spouses sometimes fail to comply with the terms the judge ordered. If your efforts to get your ex-spouse to honor the divorce decree have failed, you have the right to seek enforcement of the divorce decree through the court.