Can an ex-spouse be covered by insurance?

If you’re in a state that view separation as divorce, you may lose health insurance coverage through your spouse as if you were divorced. However, in all states an employer will probably not allow you coverage under your ex-spouse’s health insurance after divorce.

Can I get life insurance on ex husband?

Yes, insurance companies will frequently allow someone to purchase a life insurance policy on an ex-husband or ex-spouse provided that they can show that they still have an “insurable interest” in the life of the ex being insured.

What kind of insurance can I get for my ex-spouse?

For example, only medium and large companies (generally more than 20 employees) are required to offer COBRA coverage. If you or your spouse receives insurance through a smaller employer, mini-COBRA coverage may be available. However, even when COBRA coverage is offered, keep in mind that it comes with hefty premiums.

How long can I Stay on my ex-spouse’s health insurance?

Most insurance plans allow the dependent spouse to seek coverage under COBRA for up to 36 months following the divorce. Whether COBRA coverage is available to you will depend on the size of your spouse’s company if insurance is through an employer.

Who is entitled to life insurance after divorce?

Questions about ex-spouses’ rights to the life insurance policy of their deceased former spouses come up very frequently in our practice. This area of law can be quite confusing to many people because there is no universal rule on who receives life insurance after divorce.

Can a former spouse be a beneficiary on a life insurance policy?

To avoid situations where ex-spouses incidentally benefit from policies of their deceased former spouses, many states have enacted laws that automatically revoke the ex-spouse as the beneficiary on the life insurance policy following divorce. These laws were designed to prevent conflict among families and limit litigation over disputed policies.