When to call the insurance company after a car accident?

A. A claim representative should contact you within a reasonable period of time after you report the loss. However under certain circumstances, the insurance company can take up to 15 days to contact you. If you do not hear from anyone, call your agent or insurance company for assistance.

When to report an accident to the Department of motor vehicles?

Notify your agent and/or your insurance company immediately. If anyone is injured or the vehicle damage exceeds $750.00, you must report the accident to the Department of Motor Vehicles within 10 days.

What happens to your car after an accident?

A. Your insurance company will contact you for detailed information regarding the loss and may take a a written or recorded statement. An examination under oath can sometimes be requested. As part of the investigation, other drivers and witnesses may also be contacted.

When do you get involved in an accident, what to do?

Whenever you are in a vehicle, there’s a risk of being involved in a traffic accident. Whether it’s a small “fender bender” or a major injury accident, knowing in advance what to do can help you avoid costly mistakes. This guide discusses what to do after an accident and what to expect when you file a claim with your insurance company.

Who is at fault in a car accident?

No-fault insurance means that an injured person’s own insurance company will cover medical expenses and lost income, no matter who’s at fault. The only time a driver will be held liable for an accident is if your injury falls under the “serious injury” umbrella.

What happens when you are found negligent in a car accident?

The degree to which you’re found negligent affects how you recoup your claim settlement after a car accident. And, each state’s laws vary when it comes to negligence. If your state uses pure comparative negligence, you may recoup accident-related expenses from the other driver based on their degree of responsibility for an accident.

How is blame determined in a car accident?

An insurer may assign a percentage of blame to each party involved in the accident, based on the details of the accident. For example, say a speeding driver rear-ends your car after you suddenly changed lanes. It may be determined that both of you are partially at fault for the accident.