Where is creditors collection service located in Virginia?
Where is creditors collection service located in Virginia?
Creditors Collection Service, Inc. (CCS), aka CCS Roanoke, is a debt collection agency located in Roanoke, Virginia. They serve the following industries: There is also a collection agency with an identical name located in Albany, Oregon.
What kind of laws do debt collectors have to follow?
The federal Fair Debt Collection Practices Act (FDCPA) limits what debt collectors can do and say when attempting to collect a debt. This law covers mortgages, credit cards, medical debts, and any other debt for personal, family, or household purposes.
Can a debt collector contact you in an unusual place?
Debt collectors cannot contact you in an unusual place or at a time they know is inconvenient. Additionally, if collectors are aware you have sought legal representation for the matter, they must immediately stop direct communication with you and, instead, contact your attorney, except for a few exceptions.
What can the FTC do about debt collection?
If the FTC finds the complaint to be valid, the agency can ban parties from participating in debt collection. The FTC keeps an up-to-date list of all prohibited parties. A collection account can significantly affect credit score.
Can a creditor assign a debt to a collection company?
For more recent debts the original creditor may assign the debt to a collection company, where they subcontract the collection company to collect on their behalf, without selling the debt. Normally you will get a better settlement on a debt that has been purchased by a collection company. BOOK YOUR FREE CONSULTATION
Creditors Collection Service, Inc. (CCS), aka CCS Roanoke, is a debt collection agency located in Roanoke, Virginia. They serve the following industries: There is also a collection agency with an identical name located in Albany, Oregon.
What happens when a creditor transfers an account to a collector?
If a creditor transfers an account to a different creditor or sells the account to a collector, that creditor’s or collector’s information is reported in a new tradeline. So, you might have more than one tradeline that deals with the same debt.
When to sue your creditors or collection agencies?
Extent of damages incurred by the wronged party as deemed by the courts. Creditors, if you dispute a debt, and they fail to report it as disputed to the credit bureaus. Creditors, if they pull your credit file without permissible purpose. Credit bureaus, if they refuse to correct information after being provided proof. CUSHMAN, v.