Why do I have to pay a spouse surcharge?

Why do I have to pay a spouse surcharge?

Covering employee spouses adds to those costs if those premiums are subsidized as well. As a result, you might be required to pay a spouse surcharge to cover your working spouse under your employer-sponsored health insurance plan. The spouse surcharge means the employee pays more to cover a spouse who has…

What are the costs of treating your spouse as an employee?

The principal cost of treating a spouse as an employee are: costs of providing employee benefits to your spouse, including costs for putting a spousal employee on the company health care plan and paying for life insurance premiums.

What happens if you hire your spouse as an employee?

But hiring your spouse as an employee means that he or she will receive Social Security credits toward receiving a Social Security income at retirement. Of course, this also means that FICA tax (Social Security/Medicare) will be withheld from your spouse’s pay and that the business will also have to contribute to this account. 2 

When do employers waive spouse surcharge in insurance?

Employers usually waive the spouse surcharge temporarily if the spouse cannot enroll in her employer’s plan until the next open enrollment. Annual Enrollment and Certification An employee who wants coverage for a spouse under her employer-sponsored health insurance plan must actively enroll the spouse each year during open enrollment.

What happens if my employer pays me too much?

Your employer may make a mistake and pay you too much. Your employer only has to pay you for the time you worked. If your employer overpays you she can take it out of another paycheck in the future. But she still has to pay you minimum wage in each check.

Can a employer dock my pay for a cash shortage?

But this is not legal. If your employer believes you are the reason for a cash shortage, he or she must prove you committed a crime. If they want you to pay for the cash shortage, they must take you to court and prove you took the money. Your employer cannot simply pay you less.

Can a husband legally deny his wife access to all bank accounts?

You are indeed entitled to access to all of his accounts, because those accounts are also by marital asset definitions partially yours. So, your husband cannot give you grocery money in this day and age and think this will be allowed. If you are considering divorce, think of it in these terms: he could be held liable for hiding assets from you.

What happens when a narcissist husband fails to pay support?

Failing to pay support or delaying it is a way to exert control. It comes in many forms and includes unlawful deductions from support that were not court ordered. Narcissistic husbands sometimes feel as though the money they have made during the marriage is theirs and everything that has come from it should be their separate property.