Can a car insurance claim be denied for no reason?
Can a car insurance claim be denied for no reason?
Drivers who get into an accident while drinking or under the influence of drugs can be denied auto insurance claims. Even when you file a claim with plenty of supporting documentation, it can still be denied. Don’t just accept this as the last word. You can fight back several ways if you believe your claim was denied for no reason:
How to make a claim against the other driver?
You snapped a few pictures, took detailed notes, and called the other driver’s insurance company to make a claim. You followed the rules of the road and insist the other driver was at fault, but unfortunately the other party’s insurance company denied your claim.
What to do if your claim is denied by the other party?
This is why it’s important to notify the other party’s insurance company as soon as possible. If your claim is denied, regardless of how valid you believe it is, you’ll most likely need to hire an attorney if you choose to fight the denial. After all, insurers make a profit by taking in more money in premiums than they pay out in claims.
What to do if a car insurance company refuses to pay?
Most insurance companies will do anything to increase their profits. When the vehicle insurance company refuses to pay, you may need to threaten them with something that will put their profits at risk. To do this effectively and in the right way you require an insurance lawyer.
What can cause an auto insurance claim to be denied?
If the driver of your car isn’t on your insurance policy — like a child earning a learner’s permit, for example — that can also shift the blame your way. Using your car for a business like pizza delivery, for example, might also deny you a claim if you didn’t tell your insurer that you use the car for that purpose.
You snapped a few pictures, took detailed notes, and called the other driver’s insurance company to make a claim. You followed the rules of the road and insist the other driver was at fault, but unfortunately the other party’s insurance company denied your claim.
What can you do if the other driver’s insurance company denies liability?
At the scene, you exchanged insurance information, submitted the claim, and simply waited for the other party’s insurance company to offer compensation. Now, however, the insurance company denies liability in the accident. What can you do if the other driver’s insurance company denies liability? Will you need to pay for your damages?
This is why it’s important to notify the other party’s insurance company as soon as possible. If your claim is denied, regardless of how valid you believe it is, you’ll most likely need to hire an attorney if you choose to fight the denial. After all, insurers make a profit by taking in more money in premiums than they pay out in claims.