What finance company does Ford use?

Ford Motor Credit Company LLC
Ford Motor Credit Company LLC, d/b/a Ford Credit, is the financial services arm of Ford Motor Company, and is headquartered in Dearborn, Michigan. The predominant share of Ford Credit’s business consists of financing Ford and Lincoln vehicles and supporting Ford and Lincoln dealers.

When was Ford Credit established?

1959
Ford Motor Credit Company/Founded
Ford Credit was established in 1959 and supports Ford and Lincoln sales through dedicated dealer products and services, as well as a variety of financing plans and programs and strong services to meet consumer needs.

Does Ford have its own financing?

Whether you prefer buying or leasing, Ford Credit has the financing plan for you. We offer various financing plans designed to fit the needs of our customers. Ford Credit has you covered with combined billing and a variety of commercial financing plans.

Where is Ford Credit headquarters?

Dearborn, Michigan, United States
Ford Motor Credit Company/Headquarters

Is Ford Motor Company an LLC?

Ford Motor Company, commonly known as Ford, is an American multinational automaker that has its main headquarters in Dearborn, Michigan, a suburb of Detroit….Ford Motor Company.

The Ford World Headquarters in Dearborn, Michigan, also known as the Glass House
Operating income	US$ −4.408 billion (2020)
Net income	US$ −1.279 billion (2020)

What is a good credit score for Ford Credit?

Ford offers loan options for a range of credit scores, but the average customer had a 739 FICO Score in 2020. You could see if you qualify by applying for Ford Credit online.

What credit check does Ford use?

Experian or TransUnion are the primary bureaus that will be pulled most often, but we have access to all 3.

Is the Ford Credit Company part of Ford?

The Ford Motor Credit Company — also known as Ford Credit — is the financial-services division of Ford Motor Company. If you’re thinking about financing your next Ford or Lincoln with a Ford Credit auto loan, here are some key features that stand out.

Where can I apply for a Ford Credit loan?

You can apply for a Ford Credit auto loan or lease online or by visiting your local Ford or Lincoln dealership. Once you submit your application online, the lender says you’ll receive a decision right away. Before you apply for an auto loan with Ford Credit, it’s a good idea to check your credit and compare other loan offers.

What happens at the end of my Ford Credit Agreement?

Additional charges will be incurred if you exceed the contracted mileage or if your car does not meet our fair wear and tear standards. You must return the relevant vehicle documentation, including the MOT certificate if the vehicle is at least 3 years old and the V5 Vehicle Registration Document, also known as the logbook.

What to do if you cant Renew Your Ford Credit?

At the end of your agreement you have three options: If you would like to renew your Ford you can trade your current vehicle in at your Ford dealer or sell it privately if you prefer. You must settle your account, and then any excess value over the Optional Final Payment can be used a deposit towards your new Ford.

What’s the maximum term of a Ford Credit loan?

Ford Credit has car loans with a maximum term of 72 months. Having the option of longer terms allows borrowers to take on larger auto loan amounts while keeping monthly payments more affordable. However, the longer the term of your car loan, the more interest you will pay.

What kind of loan can I get for a new Ford?

How to qualify for Ford financing. A Ford Credit auto loan or lease could be a good fit for shoppers looking for a new or used Ford or Lincoln, but the most lucrative deals and incentives will likely go to those with the strongest credit. Ford offers loan options for a range of credit scores, but the average customer had a 739 FICO Score in 2020.

What happens if you are late on a Ford Credit loan?

If your loan payment is deemed late, a fee may apply, based on the state laws where your loan agreement originated. If you qualify for a Ford Credit auto loan, you have the option to purchase extended service plans, like the Ford Protect Premium Maintenance Plan, which covers all scheduled maintenance.

How to apply for credit for a Ford?

Register for online access. Use this handy tool to estimate your monthly payment. Find the auto financing option that best meets your needs. Learn how to navigate auto finance with ease. Applying for credit online is convenient and secure. Browse our latest incentives and offers to find the right vehicle and financing options for you.