What to do if your ex is stuck on a car loan?

Your options when you’re stuck on a loan with an ex: Keep the car, make the payments, and pay it off Let the bank repossess the car Most of these scenarios require your ex to co-operate with you at some level. If your ex isn’t willing to co-operate, there are some things you can try (see the last section).

What happens when you co sign a car loan with an ex?

Obviously, no one co-signs thinking the other person on the loan is going to be a an “ex” at some point in the future. When that changes, finances can suffer. Still, the good news is that you can usually get you or your ex off a co-signed loan. Your options when you’re stuck on a loan with an ex: Keep the car, make the payments, and pay it off

What happens if I Sell my Car with my ex?

The lender will take back the car, sell it at auction, and then file a judgment against both you and your ex for whatever loss they incurred, as well as all their various fees. You can expect a charge of $5,000 plus on your credit. Still, if you can’t get your ex to “play ball,” this may be your only option.

What to do if your ex wants to keep your car?

Your local credit union is the place to start. Either you or your ex is going to refinance the car in one name. If your ex wants to keep the car, but doesn’t have the credit to finance it on their own, you might see about putting some money down to help your ex afford the car.

What’s the Upside of allowing your ex to contact your child?

Conversely, allowing your child to contact you about something your ex is doing or not doing is to invite triangulation. The upside for the child of asserting himself or herself in the presence of an unwieldy parent is to learn valuable coping skills for dealing with difficult personalities down the road. 6.

Why does my ex girlfriend keep dumping me?

Because your ex-girlfriend is going to need time to rethink what she did, and how she feels about you. This could be weeks, months, or even years. Women ebb and flow like the tide, and your ex-girlfriend needs time and space to allow herself to understand what she’s really feeling.

Why did my girlfriend lie about seeing her ex?

Things such as seeing her ex, going for car rides with her ex to “just talk.” She claims that the reason she lied is because she felt like she had to, and that she was ashamed of her actions and afraid of my reaction. Most recently when at her apartment I found some sexual items in her underwear drawer, edible body paints and massage oil.

Why did my ex girlfriend break up with Me?

The truth is, your ex-girlfriend may have been thinking about breaking up with you for weeks or even months. The way it usually happens is simple. She starts taking longer to respond to your texts. Suddenly, her open schedule becomes closes down, and before you know it she’s breaking off your plans together.

What should I do if my ex can’t refinance my car?

If you prefer that your soon-to-be-ex keep the vehicle but you still want to be sure she pays for it, then you should pay for it. You could make the payments outright, as a monthly property settlement payment that is non-taxable income to her (and not deductible for tax purposes to you) or as alimony (that is taxable to her and deductible to you).

What happens if I take out car finance for someone else?

The person responsible for repaying the loan does not have possession of the vehicle (because you have it), which leaves the finance company at greater risk of not getting its money back and not getting the car back.

Why did I not get a car finance loan?

If you are unable to get finance, it is because the finance company has decided that you are too high a risk for them to loan money to. For whatever reason, be it failing to pay previous bills or not enough evidence of suitable income, the finance company has decided it does not believe that you can or will repay its loan. – Advertisement –

Where can I get bad credit car finance?

It only takes a minute to complete a bad credit car finance application. We guarantee you quick decisions and your information is safe. Lease2Buy is a trading style of Easycar Finance UK, Dorniebank House, Newlands Road, Jackton, South Lanarkshire, G75 8RS.

What should I do if I co signed on a car with my ex?

I’ve broken-up with my boyfriend-girlfriend, and my problem is I co-signed on a car for him/her. I’ve asked them to take my name off the loan and get the car under his/her own name. What should I do to avoid being taken advantage of? Is there anyway for me to get off the loan and make my ex boyfriend-girlfriend pay for the car themselves?

What to do if your ex is acting like a baby?

If your ex is acting like a baby, you should be the adult. Finally, if your ex won’t co-operate, there are some things you can try: Hire a lawyer. For a small amount of money, your lawyer can send a certified letter demanding that your ex make good on their promise to pay, and/or surrender the car to you.

Do you have to make a down payment on a car?

The answer to the first question is, only if your credit requires it. If you have good credit, you don’t need to make a down payment. Here’s why banks want down payments: 1. They want you to prove that you’re committed. By making a big down payment of a few thousand dollars, you demonstrate that you’re invested in the loan.

Is the ex responsible for the car loan after a divorce?

After you divorce, you might think that you own your car outright because the divorce decree states that you are the sole owner. However, your ex is still responsible for the debt if their name remains on the car loan.

What to do when roommate moves out before lease expires?

What to do when a roommate moves out before a lease or rental agreement ends. When a roommate moves out before the lease expires, the remaining tenants have some options about the future of their tenancy, but they must act quickly. Before they take any action, the remaining tenants need to answer the following questions:

What happens if I move in with no lease?

Having no lease also may benefit you in certain situations. Your status as a tenant at will generally affects the length of notice required for various actions. Minimum notice periods still apply for rental termination even with no lease.

Is it awkward to bump into an ex After a break up?

It may be a few days after your break up, or at times, even several years after breaking up. As awkward as bumping into an ex can seem, it is still a test of your character. It can help you judge your own life.

What can I do if my ex is still on my lease?

Your landlord can remove your ex from the current lease or let the lease expire and execute a new one with just you. He may also wish to end your current lease and sign a new one with you right away. Whichever option he chooses, expect the landlord to potentially return your current security deposit and ask for a new one to go with the new lease.

What happens when you move into an apartment with your ex?

Even if you love the apartment you’re in, it holds a lot of memories that may make it difficult for you to be single again. It can feel like your ex is still there in the space you once shared. Moving into a new apartment is a fresh start, and it gives you the opportunity to find a home that is specifically for you.

When does a relationship end but a lease does not?

My roommate found another person to take my room a few weeks later, and they lived in that apartment for another year without any problems.

Is it easy to break up with someone on a lease?

When you signed your lease with your significant other neither one of you was anticipating that the relationship (and living situation) wouldn’t work out. Breaking up is never easy to do, but if you live together it adds a whole new set of issues.