Can a debt collector call you a law enforcement investigator?

Debt collectors that are trained properly cannot act in a false or misleading manner in an effort to get you to pay. Referring to any investigator is awfully close to suggesting there is law enforcement involved in collecting the debt. This is an intimidation tactic. These kinds of words and phrases are not used by legitimate debt collectors.

What to do if a collector keeps calling you?

They will not stop contacting you, and may even file a lawsuit against you. If you are repeatedly being contacted by a collector looking for someone other than you, it may be considered a form of harassment. To stop this you need to send them a letter requesting to cease calls.

Are there phantom debt collectors that impersonate law firms?

I was call today and was given a number to call,I called the number one guy was kind of nice, other one was very rude, accused me me of having a credit card in Jan. 2014, never had told him that he told me that I was lying, ask me did I have on drugs or liars.

Is there a limit to how many times collectors can call you?

Write them a letter as explained in the article above. If you want to be called between 4pm and 7 pm, tell them in writing. If you feel that it’s a harassment, it’s probably is. To my knowledge there is no limit on how many times a collector can call you. Please correct me here if I am wrong.

Can a debt collector impersonate a law enforcement officer?

Any debt collector impersonating a law enforcement officer or threatening you with immediate arrest if you don’t pay up is violating federal law. If you think a caller may be a fake debt collector: Ask the caller for his name, company, street address, and telephone number.

Are there phantom debt collectors pretending to be law firms?

This type of scam is pervasive in our nation. Small businesses who have limited legal support are attacked daily. In some cases, actor/s have the ability to produce credit challenges and follow up pretending to be attorney seeking collection. Shameful. Getting these at work and at home all different numbers. I am reporting.

Is it illegal to get calls from debt collectors?

It’s stressful enough getting calls from debt collectors for bills you actually owe. But if you’ve ever been harassed and threatened for debts you’ve never even heard about, let alone accrued, it can be downright harrowing – and quite possibly illegal.